JobZakfWhat this tool answers
Get a 0–100 protection score showing how much of your family’s future income is actually covered. It runs entirely in your browser, so nothing you enter is stored or sent.
How it works
Divide existing cover and savings by the total need. A score of 100 means the estimate is fully covered; 50 means half the need is funded.
Frequently asked questions
How long would your family need support?
Most households plan for the years until the youngest child is independent, often 10–20 years.
What goes into the score?
Annual income times support years, plus debts, compared with the cover and savings you already hold.
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Written and reviewed by Zain Shah, Founder and Editor. Updated October 2026. How we write.