What this tool answers
Estimate funeral, medical, legal and buffer costs so loved ones are not left paying. It runs entirely in your browser, so nothing you enter is stored or sent.
How it works
Add each cost, then apply a safety buffer percentage.
Frequently asked questions
What is final-expense cover?
A smaller policy aimed at funeral and end-of-life costs.
Are costs the same everywhere?
No. Funeral and legal costs vary widely by country and region.
ZS
Written and reviewed by Zain Shah, Founder and Editor. Updated October 2026. How we write.